Tag Archives: alarm system

Auto Insurance Thousand Oaks CA

Know The Real Price Tag of That Car Before Buying

Expenses of Thousand Oaks car ownership include auto insurance, gas, and the purchase itself!

Before making that big ticket purchase on a shiny new vehicle that you have fallen in love with, spare a minute to consider the true cost. If the car you have your eye on is right on your budget price, you may think you’ve had a stroke of luck. While this may be the case, have you thought about the additional costs of that car?

Below are some considerations that reflect the true price tag of your chosen car:

Buy or Lease?
Leasing is usually recommend for those who trade in their vehicles every four years, or who can’t pay the down payment. While buying a car requires less paperwork, financing a car can lead to overspending, with “add-ons” and interest rate, while leasing can be seen as an empty purchase.

Insurance
Auto insurance is a necessity. A certain amount of coverage may be required by your bank if you are financing your purchase. No car or driver is created equally in the eyes of auto insurers, so your premium will depend on your driving record, age, location, your car’s make and model, and safety features. You may qualify for certain auto insurance discounts, and you may be able to lower the price if you take advantage of your company’s reward programs or install a basic alarm system.

Fuel
With fuel prices leveling out in Thousand Oaks, CA, you may be able to fill your tank up without breaking the bank! However, if you opt for a gas-guzzler car, such as an SUV or truck, you may devote a lot of funds at the pump. If you must drive many miles every day, consider a hybrid or electric car to conserve your fuel finances.

Important Updates
There are seasonal updates that your car will require. Luckily, California does not experience lots of snow and ice during the winter, so all-season tires are a favorite among drivers. While a typical oil change can be around $20, the mechanic can come back and suggest 20 repairs. If you have a luxury car, the typical cost of renewing parts may set you up for higher costs.

Maintenance
In the Golden State, many cars suffer from sun damaged roofs and hoods due to being parked out in the beating sun all day long. This is a frequent concern and so preventative maintenance can be upheld although this can instantly drain your wallet.

Deciding on your car is much more than what your eye is drawn to. Consider the loan payments, fuel, maintenance, and auto insurance costs before buying that Chevrolet Suburban! To keep your Conejo Valley auto insurance costs low and your coverage high, contact Integrity First Insurance today!

Keep Your House Safe From Thieves With These Tips

Burglary Prevention Tips!

Burglaries are one of the most common threats that you face at your home, and they can easily be prevented with a few simple steps. To help make sure that your house stays safe from thieves, keep these tips in mind.

  • Choose the right alarm – an alarm system can help to make sure that if somebody is able to break into your house, they will not have long before the police show up. Choose an alarm that works with a company that will notify the cops that something is wrong. If you cannot afford a high tech alarm, simply placing an alarm sign in your front yard can be enough to keep any would-be burglars away.
  • Consider your garage – garages are the most common points of entry when it comes to burglaries. Whenever you are not home, keep your garage door shut so that burglars cannot scope out what you have to steal.
  • Be a good neighbor – neighbors are a great asset when it comes to protecting your house. If you see any suspicious activity around your neighborhood, call the cops. Knowing that you are watching out for your neighbors will make them much more inclined to do the same for you.
  • Light it up – install bright sensor lights around the exterior of your house. If a burglar cannot hide in the shadows, they are less likely to break in. You should also consider the lights in your house. A dark house is a sure sign that nobody is home, making your home a good target.

Having the right homeowners insurance policy can help to make sure that your house and belongings are protected in case of a break in. Contact the insurance professionals at Integrity First Insurance in Thousand Oaks, California to keep your Conejo Valley house safe.